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The 0xramp buy flow lets you convert Brazilian reais (BRL) into crypto — ZEC, SOL, ETH, USDC, and more — without 0xramp ever holding your funds. You pay via Pix directly from your bank app, and the asset is delivered straight to your wallet address in around 6 minutes. Before you start, make sure you have a connected account or wallet and access to a Pix-enabled bank app.

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Requirements

  • A connected P2P.me smart account or external wallet (Rabby or Phantom)
  • A Pix-enabled bank app to complete the payment
  • The destination wallet address where you want to receive your crypto

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Steps

1

Select asset and amount

Open 0xramp and make sure you’re on the Buy tab. Choose your destination chain (for example, Zcash) and the asset you want to receive (for example, ZEC). Then enter the BRL amount you’d like to spend.The minimum order is R$ 30. The maximum per order is set by P2P.me based on your on-chain reputation and verification level — you’ll see your current limit in the UI.
2

Enter your receiving address

Paste the wallet address where you want your crypto delivered. Take a moment to double-check every character — blockchain transactions are irreversible, and sending to the wrong address means permanent loss of funds.
Always double-check the receiving address before confirming. Crypto sent to the wrong address cannot be recovered.
3

Review the quote

Before you pay, 0xramp shows you a full breakdown of what you’re agreeing to:
  • Fixed fee — a flat service fee per order
  • Asset conversion — the cost of converting USDC to your target asset via NEAR Intents
  • Exchange rate spread — the difference between the mid-market rate and the rate used for your order
  • Estimated amount you’ll receive — the final crypto amount after all fees
Review the numbers, then tap Buy to confirm the order. Confirming places the order on-chain.
4

Pay via Pix

A Pix QR code and/or copy-paste key will appear on screen. Open your bank app and pay the exact amount shown within the time limit displayed.
  • You can scan the QR code or copy the Pix key manually.
  • Make sure the payment amount matches exactly — partial payments may cause the order to fail.
5

Wait for delivery

Once your Pix payment is matched by P2P.me, the conversion is processed via NEAR Intents and your crypto is sent to the address you provided.Estimated delivery time: ~6 minutes.You can monitor the order status on-screen. No action is needed on your part after payment.
The quote and delivery time are estimates. The final amount you receive may vary slightly based on market conditions at the time of settlement.

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What if something goes wrong?

If your Pix payment was sent but the crypto never arrived, or if you encounter any other issue with a completed order, visit the Refunds & Failed Trades page for guidance on next steps.